If you routinely purchase $5 worth of lottery tickets per day you’re spending $1825 per year on lotto tickets. If you’ve been routinely spending $5 per day on lotto tickets for 10 years you’ve spent $18,250 on a hope and a prayer of winning the lottery and you have nothing to show for it. You pretty much gave away $18,250. Imagine if you had saved $5 per day every day for the past 10 years instead of spending $5 per day on lottery tickets?

The hubby played the lottery last night. Around the holidays you start to feel more desperate and wishful in your thinking. Of course we didn’t win a penny. Didn’t have a single number; but at least they use the money to do good right? That’s what they say. Not sure exactly what they do with the money, how much of it they actually put to “good use”. For sure your lotto dollars go towards paying for that 10-bedroom 10-bath mansion someone else is dreaming about.

$5 dollars per day amounts to $150 per 30-day month. There are any number of smarter ways to put $150 per month to some use that benefits you or the people in your life directly.